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Personal Accident Insurance

Personal Accident Insurance

These are the policies which provide collective money or reimbursement as monthly or quarterly income for a specified period at most in the event that a person dies, loses their service capability permanently or temporarily due to an accident identified within the scope of the policy. The policy is usually issued annually and at the end of the period insurance has the right to not renew the policy despite the insurance holder being ready to continue paying a premium. Although the insurance holder’s occupation is an important risk assessment factor, a guarantee can also be given for unemployed persons. The person can take out a policy on behalf of themselves or in cases where there are insurable benefits. These policies also guarantee treatment costs which the insurance holder has to pay due to an accident.