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Motor Own Damage Coverage Traffic Insurance

SCOPE OF INSURANCE

It is a mandatory insurance which guarantees legal liability of operator during operation of motor vehicle, in the event of causing death, injury of third persons and material damage, pursuant to Highway Traffic Law no. 2918. Guarantee limits of traffic policy and codes of practice come into force by being determined and published in the official gazette by the Secretariat of the Treasury. They are fundamentals that all insurance companies have to observe. Traffic insurance is issued in the name of the motor vehicle operator. Traffic insurance premiums are determined freely by insurance companies within the frame of the Regulation on Highway Motor Vehicles Compulsory Liability Insurance Tariff Application Principles and collected in cash. “In the event that guarantee amounts are increased by the Ministry to which the Secretariat of the Treasury is bound during the contract period, amounts of guarantee written in the policy will be valid over new guarantee amounts without requiring any procedure and receiving additional premium.”
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Related Links

General Terms of Highway Motor Vehicles Compulsory Liability Insurance (Traffic Insurance)
Accident Report