Health insurance is a kind of insurance which gives guarantee against medical assistance, treatment and drug costs of individuals. On the condition of medical advisors of insurance companies’ approval, all expenditures of insurance holder such as operation, long term or short term treatments, drug costs depending on operation or treatment are covered with whole or exempt maximum limits. Besides differences in applications of insurance companies, periodic health controls, expenditures without any medical reason and similar, are generally excluded from guarantee.
Private Health Insurances have two main guarantees. First one is “Inpatient Treatment Guarantee” and the second is “Ambulatory Treatment Guarantee”.